Opay CreditMe loan (How to Get Opay CreditMe loan)

Read my post on how to access Opay CreditMe loan.

Opay is an online mobile transaction in Nigeria owned by Opera software, the owners of the Opera mini and web browser.

Opay was created to make sending and receiving payments as simple as possible. The app is already operational in Kenya & south Africa.

CreditMe on Opay is a recently launched instant overdraft solution issued to every Opay user for the sole purpose of completing pending transactions whenever the original Opay wallet is not sufficiently funded.

This CreditMe is basically used when you are trying to make a purchase and you don’t have enough funds for it, you can then access the Opay CreditMe loan and complete your transaction. The service is operated by Blue Ridge microfinance bank limited.

In this Post, I am going to be writing about all you will need to know about the Opay CreditMe, under the following sub-topics “What is Opay CreditMe?”, “Features of Opay CreditMe”, “How to get Opay CreditMe loan”, “How to Repay Opay CreditMe loan” and more.

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Let’s get into it then…

Read my post on Opay debit card

What is Opay CreditMe?

CreditMe on Opay is a recently launched instant overdraft solution issued to every Opay user for the sole purpose of completing pending transactions whenever the original Opay wallet is not sufficiently funded.

This CreditMe is basically used when you are trying to make a purchase and you don’t have enough funds for it, you can then access the Opay CreditMe loan and complete your transaction.

Features of Opay CreditMe

The below are the features of the Opay CreditMe:

1. The CreditMe loan duration is 19 days maximum
2. The Opay CreditMe has no service fee
3. There are no collateral required
4. It requires no paperwork
5. It doesn’t need a guarantor
6. The CreditMe loan has no interest i.e. you will pay no interest fee on this loan.
7. Maximum amount you can get is 100,000 naira
8. The CreditMe loan works for bills payment, airtime purchase and so on.

How to get Opay Credit Me loan

To get the CreditMe loan is very easy and straight forward. This loan can help you when you are trying to make a purchase and you don’t have enough funds for it, you can then access the Opay CreditMe loan and complete your transaction.

The below is the steps towards getting the loan:

1. Choose the bill you intend to pay
2. Enter the amount and your unique ID
3. Choose CreditMe as your payment method (You’ll see your maximum accessible quota).
4. Agree to CreditMe service agreement
5. Pay with CreditMe.

How to repay Opay CreditMe loan

Once you get the loan, you will have to pay back in 19 days, failure to do so and Opay will block your access to further CreditMe loans:

1. Open your Opay app
2. Click on CreditMe
3. Choose “Payback loan” option
4. Submit

Conclusion

Read my post on how to become an Opay agent

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