How to Open access bank account online

How to Open access bank account online

How to Open access bank account online

access bank

Read my post on how to open access bank account online.

If you have been looking for how to open an access bank online and using a USSD code, then the process has just gotten a lot easier. You can now open your bank account from home with just your mobile phone and complete the process at the banking vicinity.

Whether you are a migrant, commercial or personal customer, opening an account with Access Bank is easy. All you need to do is dial *901#, then fill in your details and how much money you want to deposit as initial capital. You will also have to provide proof of identification such as your passport photo page or driving license, photocopy of voter card, and National ID card for Nigerians aged 18 years+.

In this article, I will be explaining to you a detailed step-by-step guide on how to open an access bank account online as well as using the USSD code method without visiting the bank vicinity.

Read my access bank cardless withdrawal

How to open Access bank using the USSD code method

  1. Start by dialing *901# on your mobile phone, then follow the prompted on-screen instructions
  2. You will be asked if you want to open an account with BVN or without BVN; choose the option you want to go with, but I will advise you to go with the account opening with the BVN option.
  3. On the next screen, you will be asked to submit your BVN, type it in and submit
  4. The next prompted instruction will be asking you to submit your First name, Middle name, and last name along with your date of birth info.
  5. You will be asked to identify your gender (M/F) and confirm your religion (Christianity OR Islam)

Your account number will be issued to you via SMS as soon as you finish the steps. You can now receive funds using your account number.

Visit any Access bank location on any day of your choosing to update and validate your information.

Requirements to open Access bank account online (Mobile phone or desktop browser)

Savings 1 Savings 2
Account opening form, including signing mandate part, duly filled Account opening form, including signature mandate section, duly completed
One passport photograph One passport photograph
Address verification not required

BVN

AML risk assessment

Identification is required (secondary ID allowed: any verifiable ID e.g. Association ID, student ID)
Customer data verification not needed KYC Documentation of the customer

Valid proof of residence

Visitation report

BVN

AML risk assessment

ID verification not required Customer data will be verified with NIMC, INEC, FRSC, and others as appropriate.
   

 

Types of accounts you can open.

Savings 1

  • A single cash deposit of N50,000 is the maximum amount that can be made on the account.
  • The account information can be uploaded via the contact center, a bank branch, or the bank’s official website.
  • There is no requirement for a minimum initial account balance.
  • Only the Verve card is given out.
  • N300,000 is the maximum amount that can be deposited on the account.
  • A 4.2 percent annual interest rate will be given on the account.
  • No overseas transactions are permitted on this sort of account.

Savings 2

  • The maximum cash that can be deposited at once on the account is N100,000.
  • The account’s information can be uploaded via the contact center, a bank branch, or the bank’s official website.
  • There is no minimum balance required to open an account.
  • Only the Verve card is given out.
  • N500,000 is the maximum amount that can be left on the account.
  • The account will be given a 4.2 percent annual interest rate.
  • This type of account does not allow international transactions.

Benefits of opening an Access Bank account

  • Account opening requirements that are both convenient and adaptable.
  • Accounts can be opened through the contact center, the website, or in the branch.
  • The account ensures that the account holder is financially included.
  • Account information is updated via SMS/email alerts.
  • With debit cards and ATMs, you can get cash whenever and wherever you want.
  • Verve debit cards can be used at POS terminals.

Summary

Read my post on How to generate access bank OTP/token

I hope you’ve learned how to open an access bank account online using the method in this guide, kindly share this information with friends and family or on social media to anyone who might need this infos.

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