Best Loan Apps On iPhone In Nigeria

Best Loan Apps On iPhone In Nigeria

Best Loan Apps On iPhone In Nigeria

Read all about the best loan apps on iPhone in Nigeria.

Loan apps have saved a lot of Nigerians from some unforeseen expenses that arise without any time to plan for them. One of the best parts of using online loan apps is that you can get a loan within 5mins without no colleterial. Unlike the bank where you have to go through a rigorous process and wait till it’s approved.

There are so many loan apps in Nigeria but it is mostly open to the android user but there are still a few loan apps for iPhone users.

If you are looking for the best loan apps on iPhone in Nigeria, then you are in the right place. Let’s get into it…

Read my post on Fairmoney loan app

Best Loan Apps On iPhone In Nigeria

Below are the best loan apps on iPhones in Nigeria.

Fair Money

FairMoney is one of the best loan apps where you can get instant loans in Nigeria. It offers its users instant loans of up to as much as N1,000,000 In less than 10 mins, with an easy and stress-free way of lending money without collateral. There is no requirement for getting a loan from fair money; all you have to do is download the fair money app.

  • Platform: IOS
  • Loan Amount: N5,000 – N1,000,000.
  • Interest rate: 2% – 5%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

Aella Loan App

Aella is one of the best online loan platforms in Nigeria. It offers users up to 1 million naira within 5 mins without any form of collateral.

  • Platform: IOS
  • Loan Amount: N5,000 – N1,000,000.
  • Interest rate: 6% – 20%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

Carbon

Carbon is one of the first loan apps on iPhone in Nigeria but now, it has grown into a digital wallet. You can get instant and reliable short-term loans without providing any documents or collateral.

  • Platform: IOS
  • Loan Amount: N1,000 – N1,000,000.
  • Interest rate: 2% – 20%
  • Loan tenure: 14 days – 90 days
  • Repayment channels: Debit card/ Direct transfer

Renmoney MFB

Renmoney is a microfinance bank that prides itself as the most convenient online loan company in Nigeria. It offers loans of up to 6 million for personal or micro businesses. The interest rate varies depending on the choice of loan repayment; the longer the repayment duration, the more the rate.

  • Platform: IOS
  • Loan Amount: N5,000 – N6,000,000.
  • Interest rate: 5% – 10%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

CredPal

CredPal offers funded credit cards that allow Nigerians to easily pay for their needs anytime. The credit card can be used to make both online and offline transactions. When you register on CredPal and have filled in all the necessary information. You can request a credit card on the CredPal app, once you have been offered a credit limit.

  • Platform: IOS
  • Loan Amount: N5,000 – N2,000,000.
  • Interest rate: 4% – 7%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

KiaKia

Kiakia is a peer-to-peer online lending platform in Nigeria. It offers personal and business loans and they also allow users to invest in loans where they can earn between 12% – 40% (Quarterly, Bi-annual, and Per annum).

  • Platform: IOS
  • Loan Amount: N10,000 – N1,000,000.
  • Interest rate: 15%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

Page Financials

Page financial is a financial company licensed by the Central Bank of Nigeria that provides quick online loans of up to 5 million without Collateral.

  • Platform: IOS
  • Loan Amount: N50,000 – N5,000,000.
  • Interest rate: 3.76%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

Quick Credit

Quick Credit is one of the leading online loan apps that provides microloans for a short-term duration to help meet and cover emergency expenses and urgent cash needs.

  • Platform: IOS
  • Loan Amount: N1,000 – N100,000.
  • Interest rate: 15%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

Zcredit Loan

Zcredit loan is one of the best loan apps on iPhone in Nigeria. They make access to loans easy and hassle-free, just when you need it. No collateral or document is needed.

  • Platform: IOS
  • Loan Amount: N5,000 – N100,000.
  • Interest rate: 10% – 18%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer

YesCredit Quick Loan

YesCredit is one of the leading online loan apps for iPhone in Nigeria that offers a low loan amount. However, it’s a fast, convenient, and reliable way to fix your spending gap.

  • Platform: IOS
  • Loan Amount: N5,000 – N50,000.
  • Interest rate: 4.5% – 15%
  • Loan tenure: 1 – 3 months
  • Repayment channels: Debit card/ Direct transfer.

FAQs

Read my post on the best low loan interest apps in nigeria

Which app can I borrow money from iPhone?

List of Loan apps to borrow money

  • Carbon
  • Aella App
  • Borome
  • Arvofinance
  • CarrotPay
  • Fidelity FastLoan

Which Nigeria loan app is best on iPhone?

Best loan app on iPhone

  • Palm Credit
  • Carbon
  • Aella Credit
  • Fair money
  • Branch loan app

Which is the most trusted loan app in Nigeria?

Top 5 loan apps in Nigeria

  • RenMoney
  • Carbon
  • Aella Credit
  • Fair money
  • Branch loan app

Conclusion: Best Loan Apps On iPhone In Nigeria

Each loan apps have its respective terms and condition. Therefore, you must read and understand their terms and condition before applying for a loan.

Thank you for reading this article and we hope you got a lot of helpful information from it. Please drop a comment and share with your loved ones on social media.

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