How to apply & qualify for GTbank quick credit

Looking for a detailed guide that will take you by hand and walk you through how to qualify and get GTbank quick credit?

Then this is a bus stop for you because, in this article, I will be explaining in-toto what GTbank quick credit is, how to qualify for the loan, how to apply for and obtain the loan and also clear up confusing questions which might be traversing your mind.

Without boring you with any more TED talks, let’s get started…

What is GTbank Quick Credit?

QuickCredit is an innovative product developed and introduced by GTB (Guarantee Trust Bank) to give their retail customers instant access to cash to cater to pressing needs.

But not everyone is eligible to collect this loan as it is developed for public workers, civil servants, and government workers with a Salary account only.

But it is now available to everyone, whether you’re a salary earner or not.

You can now borrow a specific amount of money you need right away, whether you’re a salary-earner or self-employed, and pay it back over the period of 6 to 12 months.

Quick Credit offers you up to N5 million in credit at a monthly interest rate of 1.5 percent.

And the best part? There are no hidden fees.

Eligibility requirements for Quick Credit

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Below are some of the requirements that need to be met before you can request a GTbank quick credit loan:

• You must maintain a minimum monthly lodgement of N20,000 or earn a minimum of N10,000 as a monthly salary
• There mustn’t be any history of dud cheques else your request can be rejected
• You must have satisfactory credit reports
• You must not have any unpaid obligations
• Any Applicants below the age of 18 years will not be granted the loan

And that’s it, now that you know the requirements – evaluate yourself to see if you met them all, then let me show you how the loan can be applied for with the use of your mobile phone and at the comfort of your home.

How to apply for a Quick Credit loan

• Dial *737*0# on your mobile phone – make sure that the number you’re dialing on is already linked to your GTbank account
• A pop-up will appear, choose 1(Payday Credit)
• Agree to Terms and Conditions after
• Now enter the amount of loan you would like to borrow
• Enter the tenure/period of time which you would repay the loan
• Finally, enter your security pin to verify it’s you and confirm the transaction

Once the process is followed, the specified amount by you will be credited into your bank account immediately if successful.

How to repay Quick Credit loan

• Dial *737*0# on your mobile phone
• Choose option 4(Repayment)
• On the next screen pop-up, choose option 2(Close Credit)
• Now enter your pin to liquidate your borrowed credit

If successful, you will receive an instant notification that the loan has been repaid. If you want to borrow more Quick Credit, you can now do so again.

FAQs (Frequently Asked Questions)

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The eligibility, applying and repayment guide has been listed, and as you can see, it is all very easy.

But I figured you might have some questions still, here are a few that popped in mind:

What is the minimum loan amount I can borrow?

N10,000 is the minimum amount.

What is the maximum loan amount I can borrow?

N5,000,000 is the maximum amount.

What is the maximum tenor of repayment?

The maximum tenor of loan repayment is 6-12 months.

Conclusion

Hope this guide will be of help, drop a comment down below if there are any confusing parts in the article.

Or you can call GTbank customer representatives to clear any confusion or debunk any myth about the Quick Credit loan – +234 700 4826 66328 – +234 1 448 0000.

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