How Do I Qualify for FCMB Fast Cash loan?

Read all about how to apply and qualify for FCMB fast cash loan.

In the past, getting a loan used to be a very stressful process, that involved a lot of paper work, referrals and collateral, it also at some point was only available to big businesses, or very rich individuals.

That means that individuals who needed money to solve a pressing need, didn’t have access to loans, or even if they did, the process was very frustrating.

Overtime, with the advent of loan apps and many financial institutions, small loans are now very much available to individuals without the need for many paperwork and collateral.

FCMB fast cash loan is a convenient, paperless credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan, and you can apply via the mobile app or USSD code *329*11#.

In this post, I am going to be writing about all you will need to know about FCMB Fast cash loan under the following sub-topics “How to apply for FCMB Fast cash loan”, “How to qualify for FCMB fast cash loan”, “Features of FCMB Fast cash loan”, “Requirements of FCMB Fast cash loan” and more.

Remember to leave us a comment after you finish reading and also share with your friends on social media.

Let’s get into it then…

 

UPDATE: This offer is currently open to FCMB customers only. To access this loan, kindly open an account on the FCMB new mobile, account opening portal or dial *329#.

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What is FCMB Fast cash loan?

FCMB fast cash loan is a convenient, paperless credit facility with no collateral required for your emergencies and urgent needs. It is an instant loan, and you can apply via the mobile app or USSD code *329*11#.

It was specially created to resolve emergency needs like Medical care, food, shelter etc. as quick as possible.

Features of FCMB Fast cash loan (For FCMB customers)

1. Instant access to funds
2. Up to 200,000 naira loan amount
3. No paperwork required, just apply through *329*1#
4. No collateral is needed
5. It is available to both salaried and non-salaried customers of the bank
6. Up to 3 months’ repayment cycle
7. 30 days clean up cycle
8. Customers can apply as many times in a year as he/she is qualified

Features of FCMB Fast cash loan (For Non-FCMB customers)

1. Instant access to funds
2. Up to 200,000 loan amount
3. No paperwork required, just apply through *329*11#
4. No collateral is needed
5. No FCMB account is required
6. Up to 3 months’ repayment cycle
7. Customer can apply as many times in a year as he/she is qualified
8. Interest rate of 3.5% monthly and one-off management fee of 1%
9. Funds will be transferred to the customer’s salary account in any bank where the salary is domiciled.
10. All federal government employees except military and paramilitary employees

Requirements for FCMB Fast cash loan

The following are the requirements you will need to get FCMB Fast cash loan:

1. A functional FCMB bank account
2. National identification number (NIN)
3. Bank verification number

How to apply for FCMB Fast cash loan

To apply for this loan, follow the below instructions:

1. Dial *329# on your mobile phone
2. Enter 1
3. Enter your national identification number (NIN)
4. Create a four (4) digit PIN
5. Choose accept
6. Then dial *329*11# and follow through with providing the information required of you.

UPDATE: This offer is currently open to FCMB customers only. To access this loan, kindly open an account on the FCMB new mobile, account opening portal or dial *329#.

Other loan options on FCMB

FCMB Salary plus loan

This is for people with FCMB salary account. It allows them access to short or medium term loans before the payment of their salary.

FCMB Premium salary loan

This is for confirmed staff of corporate organizations that are rated on Moody’s with a minimum BB-rating. The minimum loan amount for this option is 2,000,000 naira.

FCMB auto loan

This loan option presents you with the opportunity to purchase vehicles on credit and pay over a period of time.

FCMB Credit card

This option presents you with a Visa credit card which you can use to pay for anything anytime and anywhere on credit.

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Conclusion

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