Easycredit loan app review (Is Easycredit loan app legit or scam?)

Easycredit loan app review (Is Easycredit loan app legit or scam?)

Easycredit loan app review (Is Easycredit loan app legit or scam?)

Read all about EasyCredit loan app in this EasyCredit loan app review.

There are times in life when we urgently need money to solve a pressing issue, and maybe we can’t quite seem to get it from friends or family. The next best option is to get a loan.

Taking loans from commercial banks is a very stressful process, the paperwork and also the fact that you will need a collateral just puts off most people.

In the past few years, there has been an increase in the number of apps & platforms that offer small loans to students, entrepreneurs and business owners.

EasyCredit loan app is a secure, reliable app that gives you access to instant loans without collateral or paperwork. On Easycredit, you can get loan of up to 300,000 naira in less than 10 minutes.

The EasyCredit loan app uses machine learning to collect and analyze applicants data to build their credit worthiness and offer them a loan.

In this EasyCredit loan app review, I am going to be writing about everything you will need to know about this app under the following sub-topics “Is Easycredit loan app legit?”, “How to apply for Easycredit loan?”, “Easycredit loan app requirements”, “How to repay EasyCredit loan”, EasyCredit loan app interest rate”, “EasyCredit customer care” and more.

Remember to leave us a comment after you finish reading and also share with your friends on social media.

Let’s get into it then…

Read my Lcredit loan app review

What is EasyCredit loan app?

EasyCredit loan app is a secure, reliable app that gives you access to instant loans without collateral or paperwork. On Easycredit, you can get loan of up to 300,000 naira in less than 10 minutes.

The EasyCredit loan app uses machine learning to collect and analyze applicant’s data to build their credit worthiness and offer them a loan.

How to apply for a loan on EasyCredit?

To apply for a loan on EasyCredit, you will need to follow the below instructions:

  1. Download the app from the google playstore by searching “EasyCredit loan app”. The app is not currently available on iOS.
  2. Once you launch the app, you will be required to provide some certain information like your employment, ID card, BVN etc.
  3. Verify that all the information you provided is correct
  4. Apply for a loan
  5. Once your application is approved and you meet the requirement, you will be given the money in less than 10 minutes.

EasyCredit loan requirements

The following are the requirements to get a loan on EasyCredit:

  1. You must be within the range of age 20 – 60 years’ old
  2. The app is just for Nigerians i.e. you cannot use the app if you are outside Nigeria.
  3. You must have a verifiable monthly source of income
  4. You must have a valid bank account

EasyCredit interest rate

The interest rate offered on your Easycredit loan is 12% – 36% APR, with 0% service fee. For example if the loan amount is 5000 naira, the loan term is 180 days and the interest rate is 12%, the total interest should be 12% * 5000 = 600 naira.

The loan amount and your loan tenure will be very small until you are able to build enough trust to boost your credit score.

You can boost your credit score by repaying your loans on time, this enables you to be able to access larger loans.

How to repay EasyCredit loans

Always make sure you repay your loans on time, so you can boost your credit score and get access to higher loan amounts.

  1. Open the EasyCredit loan app
  2. Click on My loan
  3. Choose one of your loans
  4. Click on the repay in advance
  5. Confirm that all the details are correct and press “Repay now”.
  6. Choose your repayment method and press repay now.
  7. Complete repayment

EasyCredit loan app customer care details

Email: help@easycredit.app

Whatsapp: 2348088227615

Phone number: 09087614188

Address: Opebi road No.20 Ikeja Lagos

Is easyCredit loan app legit?

Read my Fairmoney loan app review

EasyCredit loan app is legit and has been giving out loans for a while now. You can read reviews about the app on Google playstore to get an idea about what to expect.

If you have used the app before, you can leave us a comment below.

Frequently asked questions (FAQs)

What will happen if I can’t repay my EasyCredit loan?

Late loan repayments automatically incur a fee of 2% per day. Late repayment will affect your ability to get larger loans in the future.

Failure to pay your loan can also get you reported to the First central credit bureau which affect your ability to borrow elsewhere.

Is EasyCredit loan app legit?

EasyCredit loan app is legit and has been giving out loans for a while now. You can read reviews about the app on Google playstore to get an idea about what to expect.

How to increase my loan amount on Easycredit?

Maintain a stable loan record and repay the loan as scheduled, they will increase your loan amount from time to time.

Conclusion

Thank you for reading my EasyCredit loan app review. If you have any question or comment, you can leave it in the comment section below.

Remember to share with your friends on social media and also subscribe to this blog for more updates straight to your inbox.

Thank you once again for reading.

 

 

 

Follow us on social media

Leave a Reply

Your email address will not be published. Required fields are marked *